Can a Greensboro speeding ticket lawyer explain insurance points? Of course!
Insurance points are covered under North Carolina statute. A Greensboro speeding ticket attorney will tell you that five factors control your rate:
(1) The basic North Carolina automobile insurance rates set out in the North Carolina Personal Automobile Manual.
(2) Insurance points accumulated during the past three years for moving violations and accidents.
(3) Whether their insurance company has transferred their coverage to the reinsurance facility.
(4) What region of North Carolina they live in.
(5) Whether they have three years or less driving experience, regardless of age.
The NCDOI website has great information:
http://www.ncdoi.com/consumer/consumer_publications/automobile%20and%20vehicle/consumer%20guide%20to%20automobile%20insurance.pdf.
Insurance points are given if you are convicted of a moving violation or if they have an at fault accident during a three year period. The three-year period is the three-years immediately preceding the date of application, or the date of preparation of renewal of the insurance policy. Convictions are defined in N.C.G.S. 20-4.01.
The most asked question by. Greensboro traffic lawyer clients, is how much will the points affect my license? The rates are enormous, and high. The rates are below:
1 Point = 25% increase, 2 Points 45%, 3 Points 65%, 4 Points 90%, 5 Points 120%, 6 Points 150%, 7 Points 180%, 8. Points 220%, 9 Points 260%, 10 Points 300%, 11 Points 350% and. 12 Points 400%.
There are ways to avoid these increases in insurance rates. Call your Greensboro traffic attorney at 336-379-0539, Garrett Walker Aycoth and Olson. We can talk to you about how to avoid these points altogether. We can utilize tools such as PJCs, or improper equipment, or prepare a trial. There are many ways to assist you in saving you money on your insurance by representing you in your traffic matter.