Workers’ Compensation Quick Facts
Most of us have a general idea of what workers’ compensation benefits are about. We know that if someone gets hurt on the job, they can probably get medical care that is covered by their employer’s insurance. However, there is so much more to know and this matter isn’t as simple as you may think. Here are a few quick facts that every employee should know about workers’ compensation benefit programs:
If you get sick, that may be covered too.
Workplace injuries are often highlighted when discussing workers’ compensation programs, but illnesses that develop due to the job are included as well. An exposure or event in the workplace that causes or contributes to an injury, illness, or aggravates a pre-existing condition may be covered under workers’ comp.
If you were traveling for work, you may still be eligible.
Depending on what you do for a living, you may have to travel to get the job done. Whether that location is down the street, across town, to another state or country altogether, employees who get hurt while traveling for work may still qualify for benefits.
If you were found to be at-fault, your benefits may be denied.
Workers’ compensation programs were designed to reduce friction between employee and employer in the event of a workplace accident. But if there is proof that a worker was under the influence, instigated a fight with a coworker, or otherwise intentionally caused the accident, then their claim may be denied.
As Workers Compensation Attorney from Rispoli & Borneo P.C. would attest to witnessing, many injured worker’s compensation claims are unfairly handled by employers. By being informed about their rights under this program, it can help employees advocate for themselves and get the care they need to recover.